Bull vs. Bear Markets Explained: What They Mean for Investors

A bull market is a period of rising prices and investor optimism, typically defined as a 20% gain from a recent low. A bear market is the opposite, a 20% drop from a recent high, marked by falling prices and caution. Ryan explains what drives each, from strong earnings and low unemployment on the bull side to recessions, rate hikes, and financial shocks on the bear side.The bigger point Ryan and Aaron keep coming back to is that both are temporary and cyclical. Bull markets have historically lasted years; bear markets have typically lasted months. Trying to time these cycles tends to hurt long-term results more than it helps. Staying invested through both is the plain-language takeaway from this episode.Find "Your Fiscal Physical" the book on AmazonIf you have suggestions or feedback, please email us at: [email protected], as always, Stay the Course!