Annual Financial Checkup: What to Review Every Year

An annual financial checkup is one of the highest-leverage habits you can build. Ryan walks through a practical six-part framework: reviewing your spending, checking cash flow and savings rates, evaluating debt, looking at retirement accounts and investments, doing a basic tax planning pass, and making sure your protection layer, insurance and beneficiaries, is current.The tone throughout is beginner-friendly. Ryan and Aaron both acknowledge that most people spend more than they realize, and that the goal of the review is not perfection but familiarity. Tackle it one piece at a time. Knowing where your money actually goes is the most valuable outcome of the whole exercise. Talk to your financial advisor or CPA if anything you find raises questions.Find "Your Fiscal Physical" the book on AmazonIf you have suggestions or feedback, please email us at: [email protected], as always, Stay the Course!