Episode 113 | What If Your Buyer Could Take Over a 2.25% Mortgage?

What if your buyer could lock in a 2.25% mortgage on a home that's available right now?On this episode of RWorld Talk, Chris Krzemien sits down with Andy Taylor, CEO & Co-Founder of RetroRate and former Head of Product at Redfin and Credit Karma, to break down one of the most underused strategies in real estate: assumable loans.70% of all current listings have a sub-5% mortgage sitting on them and almost nobody is marketing them. Andy explains how RetroRate, now built directly into the BeachesMLS dashboard, automatically detects and surfaces assumable listings for agents, notifies listing agents they have a hidden asset, and even offers a concierge service to get deals across the closing line in as few as 33 days.We cover:➡️ What an assumable loan actually is (and why most lenders will give you the wrong answer)➡️ Why non-veterans can assume VA loans (and so can investors)➡️ The equity gap problem and how to solve it➡️ How to find the RetroRate icon in your BeachesMLS dashboard right now➡️ Why only 25 assumption transactions happened in the Beaches system last year and how that number could hit 1,000If you're a real estate agent in South Florida, this episode could change the way you market every single listing.🔗 Access Retro Rate inside BeachesMLS → Resources Pane → RetroRate (blue tree icon)📧 For more information or questions, contact: [email protected] or [email protected] US:Instagram: @rworldtalkLinkedIn: @rworldtalkpodcastTikTok: @rworld.talkWebsite: https://rworld.com/LISTEN ON AUDIO:Spotify: https://open.spotify.com/show/6TFUYs7cTWw539wUD7aLkE?si=79cdc73ede2f4828Apple: https://podcasts.apple.com/us/podcast/rworld-talk-south-florida-real-estate/id1671206655