Episode 117: Why Regulation Matters

Tune in for an important episode of Making Cents of Money. IDFPR Secretary Mario Treto, Jr. joins the podcast to explain Why Regulation Matters. He breaks down the importance of recent regulatory initiatives that ensure consumers are protected and discusses how Illinois is leading the nation in instituting and enhancing these standards. It’s a can’t miss episode! Show Notes • Consumer Financial Protection Bureau. (2023). Annual report 2023. https://www.consumerfinance.gov/data-research/research-reports/consumer-response-annual-report-2023/ • Congressional Research Service. (2022). The 2007–2009 financial crisis. https://www.congress.gov/crs-product/R43413 • Brookings Institution. (2025). Series on financial markets and regulation. https://www.brookings.edu/tags/financial-markets-and-regulation/ • Illinois Department of Financial and Professional Regulation (IDFPR). (2021). Predatory Loan Prevention Act. https://idfpr.illinois.gov/content/dam/soi/en/web/idfpr/news/2021/2021-03-23-predatory-loan-prevention-and-cra.pdf • Illinois Department of Financial and Professional Regulation. (n.d.). The Illinois Community Reinvestment Act. https://idfpr.illinois.gov/il-cra.html