Episode 12: Is There Ever a Bad Time to Buy a Home? | 401k Secrets, Diversification & a Wild Client Story

Is there actually a bad time to buy a house—or are we just overthinking interest rates? In this episode of Aftermath, Scott and Rauce break down one of the biggest financial decisions people face: buying vs. renting.They also dive into how diversification really works, what a TPA in your 401k actually does (hint: it’s not the toilet paper association), and why waiting for the “perfect” market timing can cost you years of building equity.Plus, Scott shares one of the wildest real-life financial stories he’s ever experienced—an inheritance battle that spiraled into a multi-year legal fight where the lawyers ended up taking everything.Topics in this episode include:Is there ever a bad time to buy a home?Why timing interest rates can backfireHow home equity can shape long-term wealthThe real purpose of diversification in a portfolioWhat a Third-Party Administrator (TPA) does in a 401kWhy participation matters more than picking the “perfect” investmentOne unbelievable story about family, money, and lawyersIf you’ve ever wondered how these financial decisions actually play out in real life, this episode is packed with insight—and a few surprises along the way.