Episode 122 -3 Things Every First Home Buyer Should Focus on Right Now

Feeling overwhelmed about buying your first home? You’re not alone. With rising property prices, changing lending rules, and so much conflicting advice online, it’s easy to feel stuck before you even begin.In this episode of The First Home Buyer Program Podcast, Maryanne Elliott, Director of 360 Mortgage Solutions, breaks down the three key things every first home buyer should focus on right now to put themselves in the best possible position to enter the property market confidently.Whether you’re planning to buy in the next 6 months or the next few years, these practical first home buyer tips will help you prepare financially, avoid common mistakes, and create a clear path toward home ownership.In This Episode, You’ll Learn:How to build savings and structure your bank accounts effectivelyWhy lenders look at your “capacity to repay”The importance of checking your credit file and credit score earlyCommon credit mistakes that can delay your home loan approvalWhy speaking with a mortgage broker early can save you thousandsHow first home buyer grants and schemes may help you avoid lenders mortgage insurance (LMI)Why preparation is the key to reducing stress when buying your first homeKey Takeaways for First Home BuyersBuying your first home doesn’t have to feel impossible. By focusing on your savings habits, monitoring your credit file, and getting guidance from an experienced mortgage broker, you can set yourself up for success long before you’re ready to apply for a home loan.The earlier you start preparing, the easier the process becomes.Resources MentionedEquifax Free Credit ReportFirst Home Buyer Grants and SchemesMortgage Broker Guidance for First Home BuyersAbout Maryanne ElliottMaryanne Elliott is the Director of 360 Mortgage Solutions and has spent years helping first home buyers navigate the home loan process with confidence. After working for one of Australia’s major banks for over 13 years, Maryanne became passionate about educating Australians on property, finance, and financial literacy.Connect with 360 Mortgage SolutionsIf you’re thinking about buying your first home and want guidance on where to start, connect with the team at 360 Mortgage Solutions.🎧 Don’t forget to subscribe to The First Home Buyer Program Podcast for more simple, practical advice to help you get into the property market sooner.