Episode 130: Sticky Inflation & Higher Interest Rates

In Episode 130 of Doctor’s Wealth and Wellness, Norm Wright addresses sticky inflation in the mid-3% range and the Fed’s higher-for-longer rates (3.50–3.75%) for employed physicians under 50, noting that while markets and net worth have held up thanks in part to AI investment, real purchasing power of W-2 income is what builds long-term options. He outlines three practical, low-complexity strategies already available in most corporate benefits packages: fully maximizing tax-advantaged accounts (employer match, 2026 deferral limits, and HSA if eligible); defending cash flow by trimming one or two flexible spending categories to combat lifestyle creep and redirect the savings; and maintaining a growth-oriented (80%+ equity) portfolio while keeping a 3–6 month high-yield cash buffer and rebalancing annually. The episode emphasizes automation and consistency over market timing, closes with a seven-day action challenge, and invites listeners to report what they implemented.  Examples in this episode are hypothetical and not representative of a specific individual.