Episode 133: Avoid Christmas Overspending

Have you ever overspent at Christmas and had big credit card bills in January?  That can take some of the fun out of gift giving at Christmas and can hurt your financial plans.  Here are some ideas to keep Christmas spending down. Key takeaways: Secret Santa - one gift per adult Kids don't need lots of expensive toys Love is about your time & affection, not gifts Write "You are Special because" letters