Episode 15: The Hardest Money Habit to Break, IPO Myths & Why Thinking Small Keeps You Poor | Big Decisions, Self-Investment & Wealth Building

In this episode of Aftermath, Scott and Ross dig into one of the biggest barriers to building wealth—and it’s not what most people think.Why do so many people stay stuck financially, even when they’re doing “the right things”? The answer often comes down to thinking too small.Scott explains why tiny savings habits alone won’t create wealth, and how the real difference-makers are the big, uncomfortable decisions—career moves, education, and stepping outside your comfort zone.Chapters:00:00 Intro01:00 The Hardest Money Habit to Change03:30 Why Thinking Small Keeps You Stuck06:00 Small Savings vs Big Decisions09:00 Taking Financial Risks & Career Moves12:00 Overpaying for What Actually Matters15:00 Investing in Yourself18:00 How IPOs Work21:00 Why Most IPOs Aren’t Worth It24:00 Wealth vs Upbringing Mindsets27:00 Why People Lose Money Faster Than They Gain ItThis episode is about shifting your mindset, betting on yourself, and understanding what really moves the needle financially.