Episode 179: Trends in Non-QM: Why it isn’t Subprime 2.0

Tom Hutchens, EVP of Production at Angel Oak Mortgage Solutions discusses Trends in Non-QM: Why it isn’t Subprime 2.0. Highlights include: finding good people and maintaining culture; listening is key; “servant” mentality; profile self-employed; role of technology and the importance of having “skin in the game”. Tom has been in the industry for over 20 years in such areas as mortgage, appraisal and real estate. Tom has some very insightful comments about the non-conforming segment of the mortgage industry.