Episode 18 - UK Pensions, QROPS & Retiring in Australia

In this episode of Money Side Up, co-hosts Jarrad Brown and Joel Kerin return to unpack some of the biggest conversations happening in personal finance, from superannuation tax changes to global pension planning.We kick things off with a timely look at:The RBA’s recent rate cut, and whether another is on the cards for JulyDivision 296: What the proposed “unrealised capital gains tax” inside super really means for high-balance investorsKey strategies to think about as we enter the new financial yearThen we’re joined by special guest Steph Mills, a UK pension transfer expert, for a deep-dive interview on one of the most complex topics facing Aussie expats and returnees:🇬🇧 UK Pension Transfers & QROPS Steph walks us through:Defined benefit vs defined contribution pensionsWhen a transfer to Australia makes sense, and when it doesn’tWhat a QROPS is, and why it’s essentialThe 6-month residency rule, “applicable fund earnings”, and how to avoid unnecessary taxCommon mistakes, traps, and what to look for in an adviserCurrency risks, caps, and what happens if you return to the UK after transferringWhether you’ve got a UK pension, are planning your return to Australia, or want to stay ahead of new tax developments, this episode has something for you.Steph and her team can be contacted at - [email protected]#MoneySideUp #UKPensions #QROPS #Division296 #RBA #AustralianExpats #Superannuation #RetirementPlanning #FinancialStrategy #WealthForExpatsConnect with Us:Website: https://moneysideup.com.auFacebook:  https://www.facebook.com/moneysideupLinkedIn: https://www.linkedin.com/company/moneysideupYouTube: https://www.youtube.com/@MoneySideUpPodcastSubscribe & Listen:Available on all major podcast platforms: Spotify, Apple Podcasts, and more.Feedback & Questions:We'd love to hear from you! Whether you have a question for us, or just want to drop us a note - reach out at [email protected]:The content of this podcast is for informational and entertainment purposes only and should not be considered as financial advice. Always seek professional advice from a licensed financial adviser or tax agent for your personal financial matters.Support Us:If you enjoyed this episode, please leave us a 5-star rating and review on your preferred podcast platform. It really helps us reach more Aussies around the world!Upcoming Episode:Don’t miss our next episode where we're interviewing an excellent guest, and covering the latest need to know personal finance information for Australians at home and abroad. Stay tuned!