EPISODE · Mar 5, 2026 · 35 MIN
Episode 2: The 2025 Housing Market Reality Check: Rates, Inventory & What Buyers Are Getting Wrong
from The Mortgage Fella Mic · host Ryan Richardson
Is the housing market crashing? Are interest rates going back to 3%? Should you wait to buy?In Episode 2 of Mortgage Fella Mic, Ryan Richardson sits down with Deborah Harvey of Better Homes and Gardens Real Estate to break down what’s actually happening in the Pennsylvania real estate market.They cover:• Why we’re still in a housing shortage • How interest rates are really impacting buyers and sellers • The truth about waiving home inspections • Why some homes are getting multiple offers while others sit • First-time homebuyer misconceptions • Payment shock and realistic budgeting • Why renovation loans are an underrated strategy • Whether waiting for rates to drop actually makes senseIf you’re buying a home in Pennsylvania, debating whether to refinance, or trying to understand today’s market conditions, this episode gives you practical, no-nonsense insight from professionals who work in it every day.No national media hype. No outdated advice. Just real market talk.
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What this episode covers
Is the housing market crashing? Are interest rates going back to 3%? Should you wait to buy? In Episode 2 of Mortgage Fella Mic, Ryan Richardson sits down with Deborah Harvey of Better Homes and Gardens Real Estate to break down what’s actually happening in the Pennsylvania real estate market. They cover: • Why we’re still in a housing shortage • How interest rates are really impacting buyers and sellers • The truth about waiving home inspections • Why some homes are getting...
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Episode 2: The 2025 Housing Market Reality Check: Rates, Inventory & What Buyers Are Getting Wrong
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