Episode 201: What Insurance Coverage Does Your Child Care Program Need?

Send us Fan MailIn this episode of ChildCare Conversations, Kate and Carrie discuss the complexities of insurance for childcare programs with Blake, an insurance professional. They delve into the necessity of accurate insurance coverage, considering the increased construction and materials costs over time. Blake advises on the importance of general liability, abuse, molestation coverage, professional liability, and auto policies, including hired and non-owned auto coverage. He also highlights how licensing deficiencies can affect insurance rates and the value of contesting unfounded deficiencies. The conversation covers the impact of COVID-19 on insurance rates, the significance of business interruption insurance, and the need for employment practices liability insurance. The episode underscores the importance of understanding and maintaining proper insurance to protect childcare programs financially.Blake SandersAleaf Insurance - National coverage Phone: (972) 232-2258Child Care Division:Phone: (972) 312-9999https://www.aleafinsurance.com/child-careThanks for Listening 🎧Want to learn more? Check out our book; "From Overwhelmed to I Got This: Guaranteed Success Route to Directing Your Childcare Center" 📖Join our Facebook Group for Childcare professionals!Join our Podcast Newsletter!Want to be a guest on our podcast? Go to our website to learn more.Are you looking for director training in Texas? Check out our Texas Director Website for our training and additional resources!