Episode 22 - MSME Credit Crisis in India: Hidden Supply Chain Impact

My name is Maninder Singh and I am a Supply Chain Professional with 10 years of experience in the Automotive, EPC, Manufacturing Services, and FMCG industries. 👤 Guest: Mr. Sandeep Swamy, Co-Founder – QistonPeIndia's MSMEs are the heart of manufacturing and services, but when credit dries up—entire supply chains feel the heat. In this episode, we unpack:The systemic financing challenges faced by MSMEsThe impact of credit delays on sourcing, production, and logisticsHow fintech startups are innovatingAnd how technology, policy, and mindset shifts can create lasting changeMy guest Mr Sandeep Swamy, co-founder of QistonPe, shares deep, real-world insights from his journey in MSME lending, fintech, and supply chain enablement.00:18 – Guest Introduction01:36 – MSME CREDIT LANDSCAPE 11:33 – IMPACT ON SUPPLY CHAIN 19:47 – FINTECH STARTUPS & THEIR ROLE IN SOLVING THE PROBLEMS 26:48 – HOW FINTECH IS EVOLVING IN CREDIT LANDSCAPE33:06 – ISSUES FINTECHS FACE 39:56 – GOVERNMENT POLICIES, RBI AND MSME CREDIT SCHEMES47:23 – HOW TO SECURE A LOAN IF YOU WANT TO START A BUSINESS🧠 WHO SHOULD WATCH THIS?✔️ Procurement and supply chain professionals✔️ MSME business owners✔️ Fintech founders or B2B platform builders✔️ Policy researchers and enablers✔️ Students or early-career professionals in supply chain or finance🎥 WATCH MORE / FOLLOW OUR JOURNEY✅ Subscribe to YouTube: ALL ABOUT SUPPLY CHAIN✅ Follow on Spotify: ALL ABOUT SUPPLY CHAIN PodcastWhy do Indian MSMEs struggle with credit access?What is the impact of the MSME credit gap on supply chains?How does fintech enable MSME lending?What are invoice discounting and supply chain finance?Why do banks avoid lending to MSMEs in India?What is the role of informal credit in MSME survival?How are fintechs solving credit challenges?What is the connection between working capital and production delays?How does the MSME credit crisis impact procurement?How does GST data help MSMEs get loans?Can AI improve MSME credit scoring?What are the best fintech platforms for MSMEs in India?How to solve delayed payments in B2B supply chains?What policy reforms can improve MSME finance in India?What is Buy Now Pay Later for businesses?How do credit issues impact logistics and delivery timelines?What is the role of digital lending platforms for small businesses?Can MSMEs survive without formal credit?How does procurement change when suppliers lack funding?What does the future of MSME financing look like?#MSMECredit#SupplyChainPodcast#FintechIndia#ALLABOUTSUPPLYCHAIN#ProcurementIndia#DigitalLending#InvoiceDiscounting#SupplyChainFinance#WorkingCapital#IndianEconomy#StartupIndia#MSMEIndia#SupplyChainDisruption#AIinFinance#BusinessPodcastIndia#ManufacturingIndia#LogisticsIndia#ProcurementLeadership#PodcastForProfessionals#FintechRevolution#CreditInnovation#SupplyChainIndia#TechForMSMEs#CreditAccess#SourcingChallenges#ProcurementTransformation#BNPLIndia#GrowthThroughFinance#IndiaSupplyChainIf this episode struck a chord, drop a comment, share your story, or suggest future topics.If you're a supply chain professional with aspirations to elevate your career or simply seeking a deeper understanding of the contemporary challenges in the supply chain industry, this podcast episode is tailor-made for you. We offer concrete insights, real-world experiences, and actionable advice that you can implement immediately in your career.Thank you for being part of our growing community and for your continued support in our mission to decode the secrets of the supply chain world.