Episode 024: The Thirty-Five Dollar Co-Pay Wasn't Working. So She Bet on the Four Hundred Dollar Coach with Carly Pepin episode artwork

EPISODE · Apr 28, 2026 · 1H 21M

Episode 024: The Thirty-Five Dollar Co-Pay Wasn't Working. So She Bet on the Four Hundred Dollar Coach with Carly Pepin

from The Grit Factor Podcast w/ Karl Jacobi · host Karl Jacobi

Episode SummaryCarly Pepin grew up in LA knowing something was off but not having a name for it. She was reactive at work, rough around the edges when challenged, and excellent at showing up for teams she believed in and a disaster when asked to do things that violated what she stood for. She was the kind of employee who screamed in an office and quit on the spot when her boss asked her to create a fraudulent invoice for a quarter million dollars. She was not hiding her struggle particularly well. What she did not know yet was that almost everything she was experiencing traced back to one thing: she was living completely outside her own values without knowing what those values actually were.She booked a one-way ticket to Australia at twenty-nine, just before the working holiday visa closed to her age bracket, and landed convinced that a change of scenery would fix it. Within weeks she had no distractions, no gym, no social network, and a marine engineer friend who had to ship out a week after she arrived. Alone in a foreign country working remotely on a different time zone, the noise cleared and what was underneath was still there. She nearly left after the first month. Instead she found a bulletin board, a coaching flyer, and a woman who charged four hundred dollars an hour and had personally gotten to the other side of something. Carly had done thirty-five dollar therapy co-pays for years and never heard anyone say that. She signed up.What followed was a discovery of values work through the DeMartini method, a pathway off anxiety medication she had been on for years, and a recovery from an eating disorder that had controlled her environment for so long she used to have to keep her kitchen entirely empty to feel safe. Then a certification program in Scotland. Then building a coaching business from scratch in a foreign country, taking donations instead of cash while she got her reps in, including a photograph from a photographer client that she still has in her office today. Then coming home to LA and building West Coast Growth Advisors, where she now partners with CEOs and founders on the Scaling Up methodology, combining deep personal development work with operational strategy, quarterly intensives, and the kind of honest business conversations most leadership teams avoid.This episode is for anyone whose business is currently running them instead of the other way around, and for anyone still waiting for a change of scenery to solve a problem that moved with them.In This Episode, You'll Discover:How Carly traced the reactive, rough-around-the-edges version of herself all the way back to one root cause: living completely outside her own values without knowing what they wereWhat the decision to move to Australia actually looked like, the one-year working holiday visa, the twenty-nine year old deadline, and the week when her only friend shipped out and she was completely alone with no distractionsHow a bulletin board, a car that stalled, and a flyer from a coach who said she had gotten to the other side changed the entire trajectory of Carly's life and careerWhat the DeMartini values work revealed about her anxiety, how understanding her values changed things that medication had not been able to fully resolve, and what genuine recovery from an eating disorder looked like when approached through a values lens rather than food logs and shameWhy Carly flew from Australia to Scotland for a twenty-five-thousand-dollar coaching certification, how she figured out the cash, and what she took from those teachers even when she later found their methods had significant gapsThe DeMartini method explained: what it does, how it works, and why Carly says going beyond forgiveness to genuine gratitude, not coping but actual gratitude, is the only thing that truly frees the mental real estateWhat Carly's work with CEOs and founders actually looks like today: quarterly on-site or off-site intensives, culture and values alignment, cash flow health, personal development woven into every engagement, and the belief that a business cannot scale past its founder's unresolved inner roadblocksWhy Carly disagrees with Khang's answer from Episode 23 about worldly things and the meaning of life, and what she thinks we get wrong about the relationship between inspiration, attachment, and purposeKey Takeaways:You Cannot Fix an Internal Problem With an External Change. Carly moved continents and the problem followed her there in under a month. Not because travel is bad, but because the noise that had been masking the real issue simply stopped when she arrived. Quiet reveals what was already there. Before you book the ticket, ask what you are taking with you.Your Values Are Already There. You Are Not Finding Them. You Are Uncovering Them. Carly did not have to invent her values. She had to learn to see what was already driving every decision, every reaction, every fight and every flight. The DeMartini values assessment does not create a value system. It reveals the one you already have and have been living unconsciously.You Spot It, You Got It. This is Carly's core message. Whatever you admire in someone else, you have it too. You are just not identifying where you already do it. Whatever drives you crazy in someone else, that same quality lives in you. The work is not to fix those parts. It is to love them and redirect them. This is the thing she wants every listener to carry out of this conversation.Forgiveness Is Not the Goal. Gratitude Is. If you are forgiving someone, you are still positioning them as having done something wrong to you. The DeMartini method goes further. The goal is genuine gratitude, not as a coping mechanism, but as a real recognition that this challenge, this person, this event gave you something you could not have gotten another way. That shift moves trauma from a weight you carry to a tool you use.The Body Keeps Score. Carly could not do a private yoga session without uncontrollable crying between every posture. She could not speak clearly to a mentor without shaking. After doing the DeMartini process, both of those responses were gone. The nervous system does not forget what the mind suppresses. You can either work through it intentionally or have it surface without warning.When You Cannot See the Other Side of a Problem, Drain Sets In. Carly sees this in every founder she works with. The exhaustion is not always about workload. It is about feeling stuck in a problem with no visible exit. Her process starts with the personal development work because understanding why the problem exists at a deeper level often reveals the solution and reactivates the leader's energy before a single operational change is made.Your Business Cannot Outgrow You. Every ceiling a company hits can be traced back to the founder's unresolved interpretation of themselves. Carly's job is not just to fix the org chart or clean up the SOP. It is to help the leader see where they are the bottleneck, not just operationally but psychologically, and to close that gap so the business can move.What Gets You Inspired Is Part of the Meaning, Not a Distraction From It. Carly pushes back directly on the idea that letting go of worldly things is the path to purpose. She sits at a hand-crafted desk made by an artist and calls it life-giving every morning. The goal is not to release what inspires you. It is to release the attachment, the fear of losing it, and allow inspiration to be what it was always meant to be: fuel.Timestamps:

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