EPISODE · Jan 26, 2026 · 3 MIN
Episode 25: Designing the Policy Right
from Infinite Banking Daily · host M.C. Laubscher
A typical whole life policy won't work for Infinite Banking. In this critical episode, M.C. Laubscher reveals what makes a properly designed policy.Key Takeaways:Standard policies maximize death benefit and agent commission—not cash valuePaid-Up Additions (PUA) riders supercharge cash value growthProper blend stays within IRS guidelines to avoid MEC statusChoose mutual companies with strong dividend historyWork with advisors who specialize in this strategyResources:Book: Get Wealthy for SureFree Presentation: Private Family Banking SystemKeywords: infinite banking policy design, paid-up additions, PUA rider, MEC, whole life insurance design, cash value optimization]]>
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What this episode covers
Not all whole life policies work for Infinite Banking. Learn why design matters enormously and what makes a properly structured policy.
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Episode 25: Designing the Policy Right
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