Episode 34 - Real-time Payment Disruption and Myth Busting with Peter Tapling (PTap Advisory)

In this episode of the Treasury Whisperers TalkCast, host Seth Marlowe welcomes Peter Tapling, Founder and Managing Partner at PTap Advisory LLC (https://ptapadvisory.com/), a seasoned entrepreneur and advisor in the payments industry. They delve into the evolution of payment systems, particularly focusing on the rise of faster payments and the challenges faced by financial institutions in the U.S. Peter shares insights from his extensive experience, including his role in the development of NACHA's Phixius product, which aims to enhance account validation and safety in payments. Peter highlights the current state of real-time payments in the U.S. and emphasizes the importance of ubiquity and interoperability, explaining how the lack of these qualities in the U.S. hampers the adoption of instant payments. Links:Peter Tapling on LinkedIn: https://www.linkedin.com/in/ptap/Seth Marlowe on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/treasurywhisperer/⁠⁠⁠⁠⁠⁠⁠The Treasury Whisperer's Talkcast Podcast on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasury-whisperer%E2%80%99s-talkcast-podcast/⁠⁠⁠⁠⁠⁠⁠The Treasury Whisperer Network on LinkedIn: ⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasurywhisperernetwork/⁠⁠⁠⁠⁠⁠⁠The Treasury Whisperer's Talkcast Podcast is a production of Treasury Whisperer Studio and Treasury Whisperer LLC © 2025-26Any re-broadcast, re-transmission or other use of this podcast without the expressed written consent of Treasury Whisperer LLC is strictly prohibited. Disclaimer: The views and opinions expressed by the host and guests are their own and do not necessarily reflect those of their current or prior employers or affiliated organizations. All content is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or professional advice. While efforts are made to ensure accuracy, no guarantees are made regarding completeness or timeliness.