Episode 39 — Don’t Close That Credit Card! (Originally Published April 27, 2026) episode artwork

EPISODE · May 15, 2026 · 4 MIN

Episode 39 — Don’t Close That Credit Card! (Originally Published April 27, 2026)

from HomeBuying Made Easy · host Michael Dendy

Think closing old credit cards will boost your credit score before buying a house? Think again.In this Mythbuster Monday episode, Michael Dendy and Rachel Dendy explain why closing accounts can actually hurt your credit score, impact your debt-to-income ratio, and damage your mortgage approval odds right before applying.Before you start “cleaning up” your credit, listen to this episode first.📲 Follow us on Instagram for more mortgage myth busting.📞 Call or Text: 615-499-6335📧 [email protected]🌐 MichaelDendy.com

Think closing old credit cards will boost your credit score before buying a house? Think again.In this Mythbuster Monday episode, Michael Dendy and Rachel Dendy explain why closing accounts can actually hurt your credit score, impact your debt-to-income ratio, and damage your mortgage approval odds right before applying.Before you start “cleaning up” your credit, listen to this episode first.📲 Follow us on Instagram for more mortgage myth busting.📞 Call or Text: 615-499-6335📧 [email protected]🌐 MichaelDendy.com

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Episode 39 — Don’t Close That Credit Card! (Originally Published April 27, 2026)

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This episode is 4 minutes long.

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This episode was published on May 15, 2026.

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Think closing old credit cards will boost your credit score before buying a house? Think again.In this Mythbuster Monday episode, Michael Dendy and Rachel Dendy explain why closing accounts can actually hurt your credit score, impact your...

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