Episode 401: Generous Times, More Cowbell, Choosing Appropriate Retirement Role Models, Short Term Bonds, And Portfolio Reviews As Of February 7, 2025

In this episode we answer emails from Richard, Robert and Jacob.  We discuss Richard's generosity and excellent example as a role model, an ill-conceived and biased critique of small cap value allocations, why you probably should not use popular personal finance gurus as retirement role models due to their workaholism and hoarding behaviors, and why having too much cash or very short term bonds in a portfolio is not a good idea.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterERN Small Cap Value Article of 2 December 2024:  Small-Cap Value Stocks: Diversification or Di-WORSE-fication? - Early Retirement NowFirst Merriman Response to SCV Article:  The True Story About Small Cap ValueSupplemental Merriman Responses To SCV Article:  Why should small cap value make higher returns?Testfolio Comparison Of IWN vs. IJS vs. VISVX vs. DFSVX vs VFINX Since July 2000:  https://testfol.io/analysis?s=gkqbgk7mzkaShannon's Demon Article Re Math Of Diversification:  Unexpected Returns: Shannon's Demon & the Rebalancing Bonus – Portfolio ChartsERN Safe Withdrawal Rate Post of 15 April 2016:  Pros and cons of different withdrawal rate rules - Early Retirement NowMichael Batnick Article re Shifting In CAPE Ratio:  Stocks Are More Expensive Than They Used to BeRick Ferri Interview:  Show Us Your Portfolio: Rick Ferri | Why a Simple Approach Beats 90% of the ProsCore 4 Portfolios:  Process – Core-4Rob Berger Interview (with transcript):  Bogleheads on Investing with Rob Berger – Episode 48 - The John C. Bogle Center for Financial LiteracyInterview of Michael Kitces Re Problems With TIPS Ladders:  Michael Kitces: How Higher Yields Affect Asset Allocation and Retirement Planning | MorningstarSupport the show