EPISODE · Mar 11, 2026 · 19 MIN
Episode #5: Cash or Finance? Know Your Numbers. Know How to Negotiate #26005
from Making Car Sense · host DebTheCarMa
Is paying cash for a car always the smartest move—or can financing sometimes work in your favor? In this episode of Making Car Sense, Debra Givens breaks down the real math behind cash vs. financing and explains why knowing your numbers matters more than assumptions. You’ll learn how interest rates, total loan cost, and your walk-away number shape the deal—and how to stay in control before signing anything. Because when you understand the numbers, you don’t just buy a car—you make car sense.
What this episode covers
Is paying cash for a car always the smartest move—or can financing sometimes work in your favor? In this episode of Making Car Sense, Debra Givens breaks down the real math behind cash vs. financing and explains why knowing your numbers matters more than assumptions. You’ll learn how interest rates, total loan cost, and your walk-away number shape the deal—and how to stay in control before signing anything. Because when you understand the numbers, you don’t just buy a car—you make car sense.&...
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Episode #5: Cash or Finance? Know Your Numbers. Know How to Negotiate #26005
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