Episode 51 - Rules, Rails, Risk, and Real-Time Reality with Elyssa Morgan (NEACH)

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Elyssa Morgan, senior payments and growth leader at NEACH (www.neach.org) and host of the Payments on Tap podcast. They explore the evolving payments landscape, from ACH education andoperational risk to RTP, FedNow, stablecoins, fraud, and the growing need for financial institutions to think more strategically about payments. Elyssa shares how her career moved from branch banking to back-office operations topayments leadership, and why regional payment associations like NEACH play an important role in helping community banks, credit unions, fintechs, and corporates navigate change. The conversation also covers compliance as a growthengine, the ongoing battle against check fraud and authorized payment scams, the importance of customer behavior in payment strategy, and why the future ofbanking will be shaped by convenience, speed, trust, and relevance. Links:Elyssa Morgan on LinkedIn: https://www.linkedin.com/in/elyssamorganaap/ NEACH Payments on Tap Podcast: https://www.neach.org/Podcasts/Payments-on-TapSeth Marlowe on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/treasurywhisperer/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Treasury Whisperer's Talkcast Podcast on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasury-whisperer%E2%80%99s-talkcast-podcast/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Treasury Whisperer Network on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasurywhisperernetwork/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support The Treasury Whisperer's Talkcast Podcast by Becoming a Patreon Member: ⁠⁠⁠⁠https://buymeacoffee.com/treasurywhisperer⁠⁠⁠⁠The Treasury Whisperer's Talkcast Podcast is a production of Treasury Whisperer LLC © 2025-2026Any re-broadcast, re-transmission or other use of this podcast without the expressed written consent of Treasury Whisperer LLC is strictly prohibited. Disclaimer: The views and opinions expressed by the host and guests are their own and do not necessarily reflect those of their current or prior employers or affiliated organizations. All content is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or professional advice. While efforts are made to ensure accuracy, no guarantees are made regarding completeness or timeliness.