Episode 51: TD Bank Survey Shows Developer Optimism Despite Cost Challenges

From Spring Street Management Group, this is The Spring Street Brief — your daily briefing on affordable housing in America. Today we discuss TD Bank's 2026 Affordable Housing Survey and market sentiment.Nearly 70% of developers expect to increase affordable housing production in 202685% report material and labor costs exceeding projections from 18 months agoInsurance costs emerging as new pain point, especially in climate-vulnerable regionsAverage development timeline stretched to 36 months from land acquisition to lease-upStrong rental demand and stable LIHTC equity pricing provide confidence30% of developers exploring modular or prefabricated construction, up from 18% in 2024Realistic cost projections and contingency reserves are essential to successful deal execution in this environment.Subscribe to The Spring Street Brief for daily insights on LIHTC, Section 8, HUD policy, and affordable housing finance.Keywords: TD Bank, developer survey, affordable housing, construction costs, insurance costs, development timeline, LIHTC equity, modular construction, prefabricated housing, HOME program, CDBG, gap financing, California, Massachusetts, Colorado, rental demand, cost containment, syndicator, investor, tax credit pricing, Spring Street Management Group]]>