Episode 52 | How Your Childhood Shapes Your Wallet: Money Psychology with Joyce Marter

Money is rarely just about numbers — it’s about the stories we carry, the beliefs we inherited, and the way we see ourselves.In this episode of Mpowered Living, Ann Sheu is joined by Joyce Marter, licensed psychotherapist, Certified Professional Speaker, and author of the award-winning book The Financial Mindset Fix, for a deeply honest conversation about the psychology of money.Joyce breaks down how family-of-origin money messages, intergenerational financial trauma, and self-worth quietly influence our earning, spending, saving, and relationships. Together, Ann and Joyce explore why doing the inner work is often the missing piece in financial growth — and how healing our relationship with money can lead to healthier leadership, stronger marriages, and more grounded parenting.This episode is especially meaningful for high-achievers, helping professionals, couples, and parents who want to break unhelpful patterns and create a more intentional, values-aligned financial life.TakeawaysOur relationship with money is often shaped by our upbringing.Financial trauma can lead to unhealthy financial behaviors.Teaching children about money early is crucial for their future.Self-worth significantly impacts our financial success.Identifying unhealthy money scripts can help in financial recovery.Open communication about finances is essential in relationships.Financial codependency can harm both partners in a relationship.Therapy can help address financial anxieties and traumas.A healthy money mindset fosters collaboration and generosity.Financial literacy is a vital skill that should be taught early.Connect with Joyce MarterWebsite: https://www.joyce-marter.comLinkedin: https://www.linkedin.com/in/joycemarter/Instagram: https://www.instagram.com/joyce.marter/Facebook: https://www.facebook.com/JoyceMarterLCPCBook: The Financial Mindset FixPDF Resource: A Guide To Talking About Money With Your Partner