Episode 55: Market Broadening and the Realities of Long-Term Care - 01/10/2026

John Berkley discusses the strong 2026 market kickoff, highlighting significant gains in the Dow and Russell 2000 as the market broadens beyond the "Magnificent 7". Special guest Patrick Smith, owner of Visiting Angels, examines the growing preference for non-medical home care as a way to age at home. The episode provides a deep dive into long-term care insurance, covering the impact of the 1996 HIPAA Act, strategies for activating benefits, and navigating elimination periods to ensure policies function as assets rather than liabilities.Special Guest: Patrick Smith.