Episode 56: Simplifying Retirement: The Bucket Debate, Fiduciary Standards, and Navigating Financial Complexity - 01/17/2026

In this episode of More for Your Money, John Berkley and Sheena Hanson discuss the "uncommon cents" approach to retirement. They contrast the complex investment "bucket theory" with their simplified single-portfolio strategy. The hosts also critique Department of Labor fiduciary regulations, noting how administrative rules can increase consumer costs. Real-world highlights include resolving poorly documented estates and navigating 64% premium hikes in long-term care insurance. By prioritizing listening over numbers, the team demonstrates how local, independent advisors help Rock County retirees manage complex financial transitions with confidence.