EPISODE 6 [Claims] – THE TRUTH ABOUT DEDUCTIBLES – HOW THEY WORK, NOT ALL LOSSES HAVE THE SAME DEDUCTIBLE, AND CHOOSING THE RIGHT ONE FOR YOU

Send us Fan MailMost homeowners think they understand their insurance deductible… until they file a claim.In this episode of the Happy Homeowners Hub Podcast, property claims expert Fred Turner breaks down the truth about insurance deductibles in plain English, with real-life examples and a little humor along the way.You’ll learn:What a deductible really is and how it actually worksWhy different types of losses can have different deductiblesHow percentage deductibles are calculated and why they often surprise homeownersWhen filing a claim may not make financial sense because of your deductibleHow to choose the right deductible based on your finances, risk tolerance, and homeThis episode is a must-listen for homeowners, first-time buyers, and anyone who wants fewer surprises during a property claim.If you want to avoid costly mistakes and understand your policy before you need it, this episode gives you the clarity most homeowners never get.         🎧 Listen now and make smarter insurance decisions with confidence.In this episode, you’ll discover:Why deductibles are not one-size-fits-allHow wind, hail, and storm deductibles differ from standard deductiblesReal claim examples showing how deductibles affect payoutsPractical guidance for choosing a deductible that actually fits your life🔗 Explore homeowner resources, books, and coaching at HappyHomeownersHub.com📘 Books available from Happy Homeowners Hub and sold on Amazon.comFor more details on these books, check out HappyHomeownersHub.com                        Click on the Amazon book links belowThe Happy Homeowners Handbook for Navigating Property ClaimsThe Happy Homeowners Property Claim Documentation Booklet The Happy Homeowners Handbook for First-Time Homebuyers The Happy Homeowners Handbook for Selling Your Home by Owner The Happy Homeowners Home Maintenance Journal The Happy Homeowners Helper (available in Feb. 2026) .PROPERTY CLAIMS COACHING IS AVAILABLESign-up for a FREE Claims Coaching Call to see if Claims Coaching would be helpful for your situation.Support the showThanks for listening to the Happy Homeowners Hub Podcast.I’m Fred Turner, and my goal is to help homeowners become happy homeowners with no regrets through clear, practical education and real-world experience.You can find my books, resources, and more homeowner guidance at HappyHomeownersHub.com. You can also sign up for my newsletter, which comes out in March of 2026, by filling out the contact form on my website and putting the word "Newsletter" in the subject line.If this episode was helpful, consider following the podcast and sharing it with someone who could use a little more confidence in their homeowner journey.Until next time, take care of your home and yourself.Become a supporter of the show.