Episode 61: Variable vs Fixed (Explained) + The Land-Claim Mortgage Crisis

Send us Fan MailRates fell 0.25—but fixed didn’t budge. Richmond’s land-title fight spooked lenders. Condo sales tanking in the GTA. CRA pays a $4.99M refund automatically(?!). BC Hydro bans new crypto-mining hookups. We break down what actually affects your mortgage today, how variable vs fixed really works, and the real-world fallout if lenders refuse renewals on contested land.In this episode:• Variable vs Fixed: why only one moved after the cut• Adjustable vs fixed-payment variables (and how your payment changes)• When to lock your variable into a fixed (signal to watch: bond yields)• Richmond land claim → renewals, valuations, insurability• GTA condo freeze, Amazon job-cut chatter, Chinese EV tariffs talk• BC Hydro’s crypto/data-center limits & what that means for innovation• Ontario’s proposed HST relief for first-time buyers (what it actually saves)Podcast Social Links:Website: https://canadianmortgageshow.com/Instagram: https://www.instagram.com/canadianmortgageshow/Facebook: https://www.facebook.com/canadianmortgageshow/Follow Our Hosts:Alex Pang Tiktok: https://www.tiktok.com/@alexpangmortgage/Instagram: https://www.instagram.com/alexpangmortgage/Alex Shanks Tiktok: https://www.tiktok.com/@mortgagemanagement/Instagram: https://www.instagram.com/alexshanksmortgagemanagement/