Episode 67: "Navigating Social Security & Retirement - What You Need to Know"

Retirement is complicated—especially when it comes to Social Security. With changing rules and the looming threat of decreased benefits, when is the right time to take Social Security? Should you maximize or optimize your benefits?In this episode, we break it all down—helping you determine the best timing for your situation. Plus, we dive into why working with a financial advisor can make a real difference. A true retirement plan isn’t just about investments—it includes income planning, taxes, healthcare, insurance, annuities, estate planning, and more!Tune in to take control of your retirement future! 🎙️💡 #RetirementPlanning #SocialSecurity #FinancialFreedomJump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇TIMESTAMPS00:00 Navigating Social Security & Retirement – What YOU Need to Know02:00 Your Social Security options continue to change over time. 10:35 Maximization vs Optimization14:12 How to know when it’s the right time to take Social Security27:27 The benefits of having a financial advisor44:54 What other things a financial advisor can do aside from investmentsHave specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇 https://mosleywealthmanagement.com/contact/ ==============================================If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1============================================== ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement- Instagram: https://www.instagram.com/easeintoretirement/- LinkedIn: https://www.linkedin.com/company/mosley-wealth-managementLearn the key components you need to include in your retirement plan:Check this video out: https://youtu.be/QkJzvbZ_gDs#Social Security#Retirement#RetirementReady#SocialSecurityOptimization#FinanicalAdvisors#RetirementSavings#Retirement#HowtoPrepareforRetirement#RetirementTips#RetirementPlanning#RetirementStrategyDISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.For more information, visit: www.mosleywealthmanagement.com