Episode 7: Improving Credit: 90 Days to Credit Improvement

During his 25+ years in business of helping folks to create wealth tax free, David Cole has seen time and again the dramatic differences in the outcome between people who step up to the plate and take charge of their financial lives as opposed to those who continue to do exactly as they are told and “trust” the system . A favorite quote from his book is now more relevant than ever, “Get Rich Slow” … “As a result of others controlling your money, you’ve been lulled into a false sense of security, believing someone else is standing guard over your hard-earned dollars and, thus, guaranteeing your financial future.” Today, David is recognized throughout the country as one of the foremost experts on the subject of retirement plans for hands on real estate investors. He specializes in structuring 100% self-directed retirement plans which provide his clients checkbook control of every penny of their retirement money. David has consulted with hundred of hands on real estate investors helping them to overcome obstacles that were limiting their success. One issue that kept coming up with alarming regularity was that of buyers who had had poor credit scores and could not obtain a mortgage. To find a solution to his common obstacle, David dived deep into the credit reporting world and what he found both shocked and discouraged him. The cards are stacked, on purpose, against the average individual and without an expert on their side they are ill equipped to win this war. David now educates folks around the country as to what they are really up against and the steps involved in improving, monitoring and protecting their personal credit records and scores. David along with his Wife Jill, reside in Prescott, Arizona. Where during their personal time they are working towards creating a hands on Aquaponics education center to teach families how to grow their own pesticide free, organic, fruits and vegetables. What you’ll learn about in this episode: Why your life is controlled by your credit score What happened when credit scores tanked and what you can do about it How credit card companies make billions by setting you up to fail Adverse risk: how what you do with any credit company impacts any others you may use What you really need to know about credit bureaus Improving credit and doing so within a reasonable, and affordable, timeline Defending your credit report The lawyer David knows that can help fix your credit in 90 days and how he does it Why most creditors usually take the cheap way out and how this can be a major benefit for you The federal law that protects you from creditors What the lawyer’s process looks like after the initial 90 days are up Resources: REInvestorSummit.com/90days REInvestorSummit.com/NoteServicing REInvestorsummit.com/Live