Estate Planning When You Don't Have Kids: The Solo Ager Playbook [Ep. 130]

Roughly 1 in 4 Americans over 50 has no children. That translates to 22 million adults aged 60+ living alone without a traditional family support system—the highest rate in the world.Despite these numbers, the estate planning industry remains stuck in the past. Nearly every YouTube case study, law firm FAQ, and resource guide assumes you have children ready to step in. For Solo Agers—including never-married professionals, divorcees, widows, and those who simply chose not to have children—the standard playbook is broken.Redefining the Four Essential QuestionsWhen "my kids" isn't an option, the four pillars of an estate plan require entirely different strategies:Financial Management: Who oversees my assets if I cannot?Medical Advocacy: Who makes life-and-death healthcare decisions?Trustee Succession: Who ensures my final wishes are honored?Final Arrangements: Who manages my legacy and funeral?In this episode, we’re throwing out the generic templates and building a playbook from scratch specifically for Utah’s Solo Agers. Whether you are looking toward professional fiduciaries or trusted friends, it’s time to create a plan that reflects your actual life.