Even after 1968 Fair Housing Act, Black families still struggle, BHN Real Estate Reports reveals

Black homeownership threatened by modern redlining tactics by banksWhen President Franklin D. Roosevelt established the Federal Housing Administration (F.H.A.), created to assist homeownership for US citizens by providing federal-loan guarantees to prospective buyers, before the 1968 Fair housing Act, Black Americans were intentionally kept out of this housing governmental assistance for decades.The 1968 Act expanded on previous acts and prohibited discrimination concerning the sale, rental, and financing of housing based on race, religion, national origin, sex, (and as amended) handicap and family status. Title VIII of the Act is also known as the Fair Housing Act (of 1968).This Act held high hopes to help integrate communities into diverse background and ethnicities, allowing the equity of quality living throughout all neighborhoods. Of course, flaws in this utopia-thinking continue to this day.