Ever Gotten a Raise and Still Felt Broke? Lifestyle Inflation Explained episode artwork

EPISODE · Mar 24, 2026 · 18 MIN

Ever Gotten a Raise and Still Felt Broke? Lifestyle Inflation Explained

from Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth · host Your Money Style

You got the raise. You're earning more. So why does it feel like you have less money than before? That's lifestyle inflation  -  and it's one of the quietest threats to building real wealth. In this episode, Meghan and Maddie break down exactly what it is, why it happens to almost everyone, and how to enjoy your money now without derailing the future you're building. Here's what we cover: What lifestyle inflation actually is and how it creeps in without you noticing The psychology behind why we spend more as we earn more What lifestyle inflation actually costs you long-term (the numbers will surprise you) How to recognize it in your own spending right now Five strategies to enjoy more of your income without inflating everything 🎯 This week's action: Pull up your last three months of spending and identify one category that has quietly grown alongside your income. Just notice it  -  no judgment required. 📋 Ready to build a budget that actually protects you from lifestyle inflation? Our Budget Blueprint Workshop walks you through it step by step  -  video training, Excel + Google Sheets templates, and a completed example. Link below. Read the full Show Notes Here!   5 Day Expense Challenge   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

You got the raise. You're earning more. So why does it feel like you have less money than before? That's lifestyle inflation  -  and it's one of the quietest threats to building real wealth. In this episode, Meghan and Maddie break down exactly what it is, why it happens to almost everyone, and how to enjoy your money now without derailing the future you're building. Here's what we cover: What lifestyle inflation actually is and how it creeps in without you noticing The psychology behind why we spend more as we earn more What lifestyle inflation actually costs you long-term (the numbers will surprise you) How to recognize it in your own spending right now Five strategies to enjoy more of your income without inflating everything 🎯 This week's action: Pull up your last three months of spending and identify one category that has quietly grown alongside your income. Just notice it  -  no judgment required. 📋 Ready to build a budget that actually protects you from lifestyle inflation? Our Budget Blueprint Workshop walks you through it step by step  -  video training, Excel + Google Sheets templates, and a completed example. Link below. Read the full Show Notes Here!   5 Day Expense Challenge   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

NOW PLAYING

Ever Gotten a Raise and Still Felt Broke? Lifestyle Inflation Explained

0:00 18:58

No transcript for this episode yet

We transcribe on demand. Request one and we'll notify you when it's ready — usually under 10 minutes.

いろはにマネーの「ながら学習」 IrohaniMoney この番組では、インターン生2人が、金融、経済、投資関連の気になる情報を分かりやすくお伝えしていきます。インターン生の会話を「ながら聴き」する感覚で一緒に勉強していきましょう!ご意見箱フォーム:https://forms.gle/TTGaVP2TJksNMKJo7ぜひお便りや感想をお待ちしています!公式X:https://x.com/irohanimoney番組のハッシュタグは「#いろはにながら」です。番組への感想をお待ちしています!いろはにマネー:https://www.bridge-salon.jp/money/姉妹サイト:https://kabu.bridge-salon.jp/姉妹サイト:https://bridge-salon.jp/(株)インベストメントブリッジ運営 Kaizen Blueprint Aldo Chandra "Kaizen" is a Japanese term for continuous improvement. This podcast provides a blueprint to learn about health, wealth, relationships and everything else in between. Through our podcast, we strive to inspire, educate, and motivate our audience to cultivate a mindset of lifelong learning, productivity, and personal development. By sharing insights, strategies, and practical tips, we aim to guide listeners on their journey towards realizing their fullest potential, fostering success, and creating lasting positive change. Chewing the Fat with WorkForge WorkForge Bite-Sized Conversations for Building a Stronger Workforce Welcome to Chewing the Fat, a podcast delving deep into the world of food manufacturing. Dive into real conversations around critical topics like staffing, retention, onboarding, and career development in this essential industry. Subscribe now to gain insights from your peers, subject matter experts and more on the biggest issues facing food manufacturers today: -Hiring and retaining employees -Addressing the challenges of the Silver Tsunami -Improving time to productivity of new employees -Engaging employees from hire to retire And more... Tune in to Chewing the Fat, a WorkForge podcast, and join the conversation on how to build and sustain a resilient, high-performing workforce in food manufacturing. Rich Dad's Guide to Investing II Robert T. Kiyosaki II Full Audiobook II Robert T. Kiyosaki Investing means different things to different people… and there is a huge difference between passive investing and becoming an active, engaged investor. Rich Dad’s Guide to Investing, one of the three core titles in the Rich Dad Series, covers the basic rules of investing, how to reduce your investment risk, how to convert your earned income into passive income… plus Rich Dad’s 10 Investor Controls.The Rich Dad philosophy makes a key distinction between managing your money and growing it… and understanding key principles of investing is the first step toward creating and growing wealth. This book delivers guidance, not guarantees, to help anyone begin the process of becoming an active investor on the road to financial freedom.

Frequently Asked Questions

How long is this episode of Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth?

This episode is 18 minutes long.

When was this Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth episode published?

This episode was published on March 24, 2026.

What is this episode about?

You got the raise. You're earning more. So why does it feel like you have less money than before? That's lifestyle inflation  -  and it's one of the quietest threats to building real wealth. In this episode, Meghan and Maddie break down exactly what...

Can I download this Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth episode?

Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.
URL copied to clipboard!