Ex-Bitpanda CPTO on the FinTech growth trap that kills startups

Victor Tuson Palau, 3x unicorn CTO and former CPTO at Bitpanda, joins Paulina to explain why nearly every successful startup runs on a monolith, why shipping more features doesn't always mean more revenue, and why it took a regulator to force financial companies to guarantee their systems actually work. They also dig into why scaling a fintech is a different beast entirely from scaling a typical SaaS company, from fragmented payment rails across Europe to the chaos of proving your address in different countries.