How Much Cash Do You Really Need to Buy A House? | EP205 episode artwork

EPISODE · Jan 19, 2026 · 36 MIN

How Much Cash Do You Really Need to Buy A House? | EP205

from The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates · host Josh Lewis & Jeb Smith | Real Estate, Mortgage & Housing Market Experts

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠📩 Have questions about your situation? Shoot us an email: ⁠⁠⁠⁠⁠[email protected] a home isn’t one big payment—it’s a series of cash moments that catch people off guard and create unnecessary stress. In this episode, Jeb and Josh break down exactly how much cash you really need beyond the down payment, what each cost is for, and when the money is actually due. From earnest money to inspections to closing, this walkthrough replaces uncertainty with clarity so you can move through the process with confidence. If you want fewer surprises and more control when buying a home, this is required listening.FREE Online Workshop - Your Guide to Buying A Home In 2026Ready To Become A Homeowner? Start HereJoin Rate Watch – we’ll watch rates for youEmail: [email protected] with Us 👇Jeb SmithHuntington Beach Realtor / Orange County Real EstateDRE #01407449Real Broker Josh LewisHuntington Beach Certified Mortgage ExpertDRE #01209148Buywise MortgageMobile: 714-916-5727

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How Much Cash Do You Really Need to Buy A House? | EP205

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This episode was published on January 19, 2026.

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