Examining the Vicious Lifecycle of Fintech (ft. The Consumer Finance Podcast)

On this super special bonus ep from The Consumer Finance Podcast, Alex joins Chris Willis and Jesse Silverman at Troutman Pepper to dissect fintech’s volatile lifecycle and its effects on bank-fintech partnerships.  Have you ever wondered why a new fintech VC seems to magically appear in the spotlight every 4 to 7 years? The guys explain the technological waves that shape entrepreneurs as they’re dumped into the fintech ecosystem. How do new waves of VCs affect the industry’s ability to innovate? And is there a way to allow wedge operators like minorities and women to succeed (*cough* novel charters *cough*)? Chris, Jesse, and Alex also discuss how to think about existential risks in fintech. Should more robust regulatory frameworks, improved consumer disclosures, and more secure partnerships be at the forefront of fintech’s future concerns? Or were innovation and security never designed to go hand in hand? Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don’t forget to check out my YouTube page. Follow The Consumer Finance Podcast here. Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson