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Explainer: How do Paywave and Card Surcharges actually work? episode artwork

EPISODE · Mar 26, 2026 · 8 MIN

Explainer: How do Paywave and Card Surcharges actually work?

from Afternoons

PayWave and card surcharges are back in the news today. Those are the fees you pay when you choose not to put your card into the EFTPOS terminal. Today the ACT party said that the Government's proposed ban on surcharges is dead, however Commerce & Consumer Affairs Minister, National's Scott Simpson, has said he's hopeful the ban will be in place by May. So here to help us work out what's going on, and how the surcharges actually work, Jesse is joined by Professor Claire Matthews. Claire is the head of Massey University's School of Accountancy, Economics & Finance.

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Explainer: How do Paywave and Card Surcharges actually work?

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