Explaining Investing Through a TJ Maxx Run with Nadia C. Vanderhall of Brands + Bands

Ep 130: Day 13 Explaining Investing Through a TJ Maxx Run with Nadia C. Vanderhall of Brands + BandsPart of noseyAF's 31 Days of Black Business series 🖤She lost her job in the Great Recession and drained her 401(k) before she knew the first thing about money.Nadia C. Vanderhall learned it the hard way, then learned it the real way working in product marketing at a bank, where she kept noticing the products weren't built for the people who needed them most. She started posting what she was learning on Facebook. The first big one explained how to invest by walking through building a wig. Now she runs The Brands + Bands Strategy Group and calls herself the girl in the finance bro lane.What We Talk AboutWhy the 50/30/20 budgeting rule doesn't work when housing eats your whole budget, and what to do insteadThe Dash: the roadmap between the wallet you have now and the wealth on your vision board, and why financial planning should really be life planningWhy she says stop calling money hard, and how to reframe budgeting as expense planningThe unexpected turn: she was an overdraft queen too, and she breaks down exactly how to stop — push notifications, splitting your accounts, and money dates with your own appIf you love a good analogy and a plan you can actually follow, this episode is for you.All about Nadia C. VanderhallYou're gonna love Nadia — she's a marketer's brain in a financial planner's chair. Founder of The Brands + Bands Strategy Group, she's been featured in Good Morning America, The Wall Street Journal, and Essence, and she's gone from working in financial services to becoming one herself. She builds budgets for people who hate building them, audits the ones that aren't budgeting, and answers your one-off money questions without shaming you. She was making $10.71 an hour when she got laid off, so when she says she's been there, she means it.Things We MentionedThe Brands + Bands Strategy GroupThe wig video that started it allHer budgeting workshop, active now, and her budgeting workbookThe Dash method, available through her retainer serviceHer budget build, budget audit, and Ask Me Anything servicesHer emergency fund plan and guide workbookHer newsletter, which she describes as a voice memo in written formHer YouTube video on her own money fumblesChapters: • 00:10 - Introduction to Black Business Month • 00:57 - Navigating the Financial Landscape: A New Perspective • 15:42 - Navigating the Birthday Dinner Trend • 21:53 - The Importance of Financial Planning • 33:11 - Navigating Overdrafts and Financial AwarenessThis series is supported by Off the Grid, a podcast for small business owners who want to leave social media without losing their clients. Find them at offthegrid.fun 🖤Connect with Nadia C. VanderhallIG: @thebrandsandbandsBrands and Bands WebsiteStay Connected📬 Get the noseyAF Dispatch → Subscribe here🏡 Grab the Good Neighbor Playbook → Download it freeMore ways to connectEmail: [email protected] on IG: @stephaniegrahamListen to more episodes: noseyaf.comSupport & FeedbacknoseyAF is listener-supported; thank you for being here. 💛🫶🏾⭐ Rate & Review the Show 📣 Share noseyAF with a friend who needs to hear thisEpisode CreditsProduced, Hosted, and Edited by Stephanie GrahamLyrics: Queen LexInstrumental: Freddie Bam FamCover Art: Emma McGoldrick