In the stage digital world you need ID theft protection that actually works protect yourself at zander.com my mom recently passed Recently, thank you about two months ago. Oh dude. Oh Yes, and she worked for the state and I inherited three hundred and forty thousand dollars And at that time everything's very disorganized. She doesn't have a will so I ended up becoming the volunteer administrator because she doesn't have a lot of assets So the only thing that's going distributed is life insurance and now we found out there's a pension as well and And when I came to the three hundred forty thousand dollars I was being pressured to divide it up between my two younger sisters So my mom had me when she was a teenager got the state job signed up this paperwork for the life insurance back in 2000 and probably forgot about it and she has the pension that she's Divided up between my my siblings my two sisters and self.
So now I'm being pressured to give you up this money He's pressuring you on board for that who's pressuring my grandfather and my mother's ex boyfriend Holy your grandfather, which is presumably your mom's dad. Yes, and then the ex boyfriend Yes, so my mom originally wanted my youngest sister the 16 year old to go and live with him instead of her father because he's not that Great of a man ended up abusing me and her when we were younger Oh, so and he financially abused me. So that was the other thing is she doesn't want him having access to my sister's money Okay, I interrupted you. Sorry.
So you were saying I'm feeling pressure, but I'm gonna talk to you, but I did want to give them money And then I we were taking care of my mom's dog and the dog attacked me and my two-year-old son We had to go to the hospital and it was a really traumatic event I'm sorry, we were to experience my life. I wouldn't wish that upon anyone and I wasn't met with any humility or even care for my son They were making accusations that I instigated the dog attack After it was proven that I didn't make it up the sisters at first the sisters were yes the sisters And I'm sorry did you say a moment ago? I didn't want to give them money or I did want to I did you did what I need? Okay, yes, and then the dog dog incident happens.
They treat you like crap Yeah, and then just like is a mirroring of my entire childhood run tree like crap by everyone and I just I don't want to give someone Hundred plus thousand dollars to treat me like crap the rest of my life Especially when like literally weeks ago. I was trying to figure out how I'm gonna put food on a table like I run a small business And it's it's really tough this year You know I run out service-based industry at the lunch resource beyond with the washing windows So not many people have that money in the pocket this year So kind of struggling and then we come into this money and I'm gonna give you it up And then I get attacked and they're they're treating me very fully not not even caring about my two-year-old son and Then once they find out that there's money involved one of my sisters is changed her tune and she's now nice And my mom always said that she was too face and my 16-year-old sister that I was really trying to like set a trust up for Has dog like no contact with me and everyone says that she hates me Well, that decision got really easy So let's walk through the options here number one you don't give them any money and they continue to not like you right Option number two you give them the money and then you end whatever is left of these relationships, correct? Yeah, because nothing's gonna salvage the relationship. There's no world where we're all happy now and they're good people And so you just option one it's gonna weigh on you probably to not give them any money And it might make your life more difficult as they continue to make your life living hell or you give them the money and say listen This is all you're getting we're done here Don't don't contact me if that's what you want if you want to go no contact because they're they no longer are serving you in any capacity This is no longer even family.
This is a business transaction to them. Yeah, so you give them each what 113 grand and call it a day Yeah, that's what they're looking for. I mean I Would you do George? I might do it for the peace of mind because it's gonna weigh on your conscience and again in reality They're never gonna stop and they're going to just try to trash you your reputation your life come after you I don't know what these people are capable of truthfully.
You know them better than I do But for me, I'm going you know what this is worth it I'm running a check to give me peace of mind that I did what I thought was the best I could do and because it was not well We don't know what mom would have done right Yeah, well next thing is I tried to I Had like a chaffy P.T. Right up of mock will and just try to really specify what her wishes were around my 16 year old sister And that was met with extreme hostility And they were trying to make me out to be the bad guy in the hospital And I was like guys like I'm gonna have to handle this stuff with family court and probate and all that So I'm just trying to figure out what mom's wishes are and they didn't want to hear it Well, a I's never gonna figure out what your mom's wishes was a decision there. No, no, I meant right up a will for me to fill in So like the will was already written up. We could have the notary come up from the hospital This is when she was still live you're saying this is when she was still alive Yeah, probably I'm so she was so coherent and things like that and I asked the nurse if she was to have a Will road up and she wanted to sign it would it be legal they said yeah As long as notary was there and when I brought that up to the other family members and it wasn't to go through all the Asset that was really to focus on my 16 year old sister her wishes were around her How old are the siblings now?
21 okay, cuz I wouldn't be giving a 16 year old $113,000 or I'm not giving either one of them I might do this later on when they're adults and say hey here's it and have it in a written contract Of here's how much you'll get and when well now The thing is do I put this in a mutual fund and set up a trust for them with conditions? You know because like I don't want to give a 21 year old $100,000 and I don't have a stuer a sign I'm gonna tell you something you're old Nick here's the deal. I'll give George the final word on it I he's already given his opinion Georgia is way nicer than me Probably because he's slightly more neurotic than me. He doesn't want to deal with it I I think the trust idea would normally make sense It doesn't make sense in this case George and Nick in my opinion because the minute you say to them to the 16th 21 year ones to face the other one has cut you out of their life and you're gonna say to them You'll get this your hundred thousand your share at this age and if you meet these moral conditions They're gonna freakin lose their mind and they're never gonna get it anyway And I think your gut is the one you go with here and I think you were thinking at first I'll give them something and now I don't think that makes any sense and I'm gonna go extreme I think it's extreme, but I think in this case it calls for that I cut them both out There's no way you're gonna be able to ever figure out what mom wanted she didn't take care of it.
She made it your problem You stepped up like a good son. You're a good man. You're gonna make the best use of that money I just I'd be okay, George. I'd sleep very well at night not giving him a nickel and you're sure Nick There's no legal obligation here to give them anything because there was no will no the courts decided it should all go to you 340,000 is all life insurance money from her work and you were the sole beneficiary here and why was that?
Why did she do that because of your age? When she I was her only child when she pushed out the job. Okay, so she just kind of never got around to changing it might be the real reason Yes versus if she was able to today would she we don't know we can't play that game. That's the question mark So I don't know man.
This is a real tough personal decision. You got two options I don't think one is wrong. I wouldn't fault you for either one But I don't know peace of mind is worth something so I would just think about that You know these people better than I do the best idea that protection comes from Xander real monitoring full restoration No fluff learn more at xander.com