Family Wealth Strategies-The Reality of Retirement Spending-November 1, 2025

In this week's "Your Total Retirement Plan," Tim Riney talks about the reality of retirement spending.Retirement spending doesn’t always decrease; it often rises early for dreams and travel, moderates in midlife, then spikes later for care needs. Rigid rules like “withdraw 4%” can mislead. Effective retirement planning requires realistic, flexible expense projections and strategies to balance enjoyment with future care costs. To find out more go to www.myfws.com.Tim Riney talks about retirement planning and financial strategies in his show. To find out more about Tim Riney and Family Wealth Strategies, go to myfws.com.