Fed Moves & Mortgage Rates: What It Means for Real Estate

from Are You Down With LPT? · host Legacy Realty of Iowa

Matt Nolan with Community Choice Credit Union explains the Fed’s quarter-point cut, why the 10-year Treasury drives mortgage rates, and why today’s mid-5s are a healthy, realistic range rather than the 2 to 3 percent seen during COVID. He also shares insights on FHA versus conventional pricing, what potential fall cuts could mean, and how easing rates may unlock more listings and buyer activity.

Episode metadata supplied by the publisher feed · Published Sep 19, 2025

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