Federal Interest Rate Drops and Roth Conversions - October 11, 2025

Big news out of Washington: The Federal Reserve has cut interest rates from 4.25% to 4%-- the first cut in nearly a year. It wasn’t the big drop some were expecting. Patrick Ayers discusses the question that many retirees are asking: "What could this mean for my money?"We also discuss the current state of Roth Conversions and how to be strategic with them.Welcome to Financial Sanity with Patrick AyersWith so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.-- -- -- -- -- --For more information on retirement planning, visit ayersfinancial.com!Looking for specific information about today's topic? Check out our resources page!