Federal Retirement Is a Family Affair

If your spouse is a federal or postal employee, their retirement decisions can have a major impact on your financial future, too. In this episode of Rayna Retirement, I’m talking directly to spouses about the federal benefits and elections you need to understand. We’ll discuss survivor benefits, what happens to health insurance after the federal retiree dies, your rights involving TSP withdrawals, and how life insurance and beneficiary designations work. Most importantly, we’ll explain why spouses should be part of the retirement-planning conversation from the beginning. Some decisions require your consent, while others can affect your income, insurance and financial security for years to come. Retirement affects the entire household—and both spouses should understand the choices being made. -- Contact Rayna directly at 850-450-6500 Or call the American Federal Benefits Consultants team at 1-800-872-8857 Visit: AmericanFederal.org -- YouTube: https://www.youtube.com/@RaynaRetirement Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning. Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.