Federal Student Loan Rules Change | Columbus News

Federal student loan rules are changing big time—starting July 1, Parent Plus loans are capped at $20K annually or $65K total per student, hitting higher-income families hardest. Graduate students face major shifts too: the Grad Plus program is ending, new borrowers get tighter limits, and fewer degrees qualify as “professional,” sparking backlash. With $1.7 trillion in student debt, the goal is to curb costs—but families are scrambling to adapt. Repayment options are also shrinking: only two plans remain—a 10- to 25-year standard plan and income-driven repayment—and the popular SAVE plan is gone. The Department of Education is pushing ahead, balancing tighter controls with some flexibility, but the new landscape is already causing headaches for students and parents alike. Listen in comfort:Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn Advertise on DNN:[email protected] This is an automated, high-level news summary based on public reporting.Report issues to [email protected]. View sources & latest updates:https://sources.thednn.ai/0c93fbba3253c03a