Feeling Behind on Retirement Savings? Here's What You Can Still Do episode artwork

EPISODE · Apr 11, 2026 · 52 MIN

Feeling Behind on Retirement Savings? Here's What You Can Still Do

from ClearPath Retirement Radio · host Stewart Smith

Nearly half of Americans over 55 feel they haven't saved enough for retirement. If you've looked at your 401 (k) statement and felt that familiar knot in your stomach, this episode of Clearpath Retirement Radio is for you.Stewart Smith, LUTCF®, RICP®, and Mitch Davies walk through four real steps people in their 50s and early 60s can take right now to close the gap and still build a retirement worth looking forward to.In This Episode: → Catch-up contributions — how to sock away an extra $7,500 per year in your 401k after age 50 → Why delaying Social Security could be the most powerful move you make → Getting real on your expenses — the one-month notebook exercise that changes everything → Bridge work: how $1,500–$2,000/month in part-time income can dramatically reduce pressure on your savings → Market update: what a headline-driven market means for retirees right now → Why the anxiety doesn't go away until you have an actual planTimestamps: → 0:00 - Feeling Behind: You Are Not Alone → 3:46 - Tip 1: Catch-Up Contributions After Age 50 → 10:00 - Tip 2: Delaying Social Security → 15:00 - Tip 3: Trim the Budget and Get Real on Spending → 25:00 - Mitch's Market Minute: Volatility, Oil Prices, and Headline Markets → 31:28 - Recap: The Four Steps to Catching Up → 39:16 - Tip 4: Bridge Work and the Part-Time Income Strategy → 46:00 - Why Procrastination Is the Enemy of Retirement → 49:00 - When You Have a Plan, the Anxiety ClearsReady to stop wondering and start getting clear?ClearPath Retirement Planning helps retirees and pre-retirees in the Upstate SC and Columbia, SC areas build retirement income plans that actually work — no matter where you're starting from.Ready to build your retirement plan?ClearPath Retirement Planning helps retirees and pre-retirees in the Upstate SC and Columbia areas and Western NC create tax-efficient retirement income strategies. 📍 300 Executive Center Drive, Suite 104 | Greenville, SC 29615 📞 (864) 775-5033Schedule your ClearPath Retirement Review today  www.clearpathretirement.com Subscribe & Connect: YouTube: @ClearPathRetirementPlanning Facebook: https://www.facebook.com/ClearPathRetirement LinkedIn: https://www.linkedin.com/company/clearpathretirementImportant Disclosure:Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through Clearpath Retirement Planning, LLC and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and Clearpath Retirement...

Episode metadata supplied by the publisher feed · Published Apr 11, 2026

Embed this episode

Nearly half of Americans over 55 feel they haven't saved enough for retirement. If you've looked at your 401 (k) statement and felt that familiar knot in your stomach, this episode of Clearpath Retirement Radio is for you. Stewart Smith, LUTCF®, RICP®, and Mitch Davies walk through four real steps people in their 50s and early 60s can take right now to close the gap and still build a retirement worth looking forward to. In This Episode: → Catch-up contributions — how to sock away an ext...

Distinct summary based on available episode metadata or transcript content.

Ready to play

Feeling Behind on Retirement Savings? Here's What You Can Still Do

0:00 52:55

No transcript for this episode yet

We transcribe on demand. Request one and we'll notify you when it's ready — usually under 10 minutes.

No similar episodes found.

No similar podcasts found.

Frequently Asked Questions

How long is this episode of ClearPath Retirement Radio?

This episode is 52 minutes long.

When was this ClearPath Retirement Radio episode published?

This episode was published on April 11, 2026.

Is there a transcript available for this episode?

Yes, a full transcript is available for this episode. You can read the complete transcript on the episode page.

Can I download this ClearPath Retirement Radio episode?

Yes. Use the download control on the episode player to save the publisher-provided media file.
URL copied to clipboard!