Feeling disorganized with your money? Try spring cleaning your finances / 71

Spring cleaning isn’t just for your closet — it might be exactly what your finances need, too. In this episode, we talk about why April (not January) can be the most natural time to reset your money habits, especially as your energy shifts, your spending changes, and tax season gives you a clearer picture of your finances.We walk through how to take that “fresh start” feeling and turn it into simple, actionable steps — from deciding what to do with your tax refund to decluttering subscriptions, organizing accounts, and checking in on your bigger financial goals. If your money has felt a little messy, neglected, or just out of sync lately, this is your permission slip to reset — without pressure or perfection.Think of this as your financial reset checklist — approachable, flexible, and designed to help you feel lighter, clearer, and more in control going into the rest of the year.✨ Episode Highlights ✨[00:00] Why spring might be a better time than January to reset your finances [02:15] How seasonal shifts impact your spending habits (and why it’s normal for them to change) [09:05] What to do with your tax refund — from saving to spending with intention [10:20] Using your recent tax experience to make smarter decisions this year [12:30] Turning clutter into cash by selling unused items [14:45] How to organize financial documents and simplify next tax season [16:40] Where to check your credit score for free — and what to look for [17:50] Why freezing your credit could give you extra peace of mind [19:10] Subscriptions and recurring expenses to review this season [20:30] How to lower your bills (and what to say when you call) [22:45] Which accounts to close — and what to keep open for your credit score [24:05] Checking in on your emergency fund and adjusting your goals ✨ Resources ✨ Episode 69: 7 smart ways to use your tax refund in 2026  Episode 70: Rethinking the emergency fund: How much do you need to save? Episode 35: Cassidy's moving budget: The cost of starting over Episode 3: Q&A: Choosing the right bank accounts  Free credit report: Annualcreditreport.com  Take our quiz: What Type of Finance Girlie Are You?📩 Get The Finance Girlies newsletter: https://www.thefinancegirlies.com/newsletter💻Visit The Finance Girlies website: https://www.thefinancegirlies.com/💖Email us your money questions: [email protected]📸Follow us on Instagram:https://www.instagram.com/thefinancegirlies/