FF Ep3: Building a Systemic Solution to Credit Invisibility, with Nova Credit

When you don’t have enough credit data it’s impossible to get a mortgage, loan or even a credit card. Misha is on a mission to bring financial equity to millions of Americans. Find out how. Between 50 and 70 million people in the US don’t have enough data built up in the credit system to access financial products. The barrier is particularly high for recent immigrants to the US. Nova Credit is solving the problem by allowing people to bring their credit history with them. Alex and Misha get straight into the heart of the issue when it comes to accessing global credit data, how Credit Nova is helping bridge the gaps, and how he persuaded big finance that consumers should be the owners of their own data. Follow Misha: LinkedIn: linkedin.com/in/mishaesipov Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ Follow Alex:  LinkedIn: linkedin.com/in/alexhjohnson Twitter: twitter.com/AlexH_Johnson Alex is a Workweek friend, working together to produce amazing podcasts. Find out more, visit: www.workweek.com