EPISODE · Dec 29, 2025 · 1 MIN
FHA 3.5% down
from RAM Real Estate and Mortgage · host Craig Steel
The conversation covers the different down payment options for FHA, VA, USDA, and conventional loans, as well as income restrictions for certain loan programs.TakeawaysFHA loan allows for a 3.5% down paymentVA and USDA loans require no down paymentConventional loans have different down payment options, including 5% and 3%Income restrictions may apply to the 3% down program through Fannie or FreddieChapters00:00 Exploring Conventional Loan Programs
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FHA 3.5% down
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