FHA vs VA Mortgages - Which One Is Right For You in 2026

In this episode, Jennifer talks about VA versus FHA mortgages, outlining their main differences and when lenders might suggest FHA. She explains scenarios where FHA genuinely makes sense for veterans, like buying a multi-unit without full reserves or purchasing with a non-military partner. Crucially, Jennifer also reveals questionable reasons lenders might push FHA, especially concerning VA's vital residual income calculation. She empowers veterans to ask why FHA is ever suggested.