Filing a Car Accident Claim in Boca Raton: Florida Fault Laws & Common Claim Mistakes episode artwork

EPISODE · Jun 10, 2026 · 1H 11M

Filing a Car Accident Claim in Boca Raton: Florida Fault Laws & Common Claim Mistakes

from Boca Raton Injury Law w. Michael Grife · host Michael Grife

How do you file a Florida car accident claim without making the mistakes that quietly destroy cases? Attorney Michael Grife of The Grife Law Firm in Boca Raton walks Abby Arnold through the full process: the scene, PIP, HB 837's 2023 rewrite, the claim sequence, and the errors insurance companies count on you to make. QUESTIONS ANSWERED IN THIS EPISODE: What should you do at the scene of a Florida car accident? When is a Florida driver required to file HSMV Form 9001? Why is Florida's 14-day PIP rule the most critical deadline? What evidence beyond photos - the event data recorder - makes or breaks a claim? How does Florida's no-fault PIP system work? When can a Palm Beach County crash victim sue the at-fault driver? How did HB 837 rewrite Florida car accident law in 2023? Why is a recorded statement to the at-fault insurer so damaging? How does social media destroy a Florida car accident claim? Can you recover if you were partly at fault under modified comparative fault? What is the Florida statute of limitations after HB 837? FLORIDA STATUTES: § 627.736 (PIP, 14-day rule), § 95.11 (two-year SOL under HB 837), § 768.81 (modified comparative fault, 51% bar), Art. 1 § 23 Fla. Const. (right of privacy). NOTABLE FROM THIS EPISODE: Michael Grife on the event data recorder: "If you don't hire a lawyer quickly, they're not gonna know to look for the event data recorder. And once the car gets totaled out and it winds up in a junkyard, bye-bye event data recorder." Michael Grife on social media: "Would you pay tens of thousands of dollars for the right to post on TikTok or Instagram? Of course you wouldn't. But after a car crash, it can cost you tens of thousands of dollars." Michael Grife on HB 837: "HB 837 was one of the most anti-consumer laws to ever be passed in Florida. But we're still winning, representing people with tremendous aggression, skill, and dedication." Free consultation: thegrifelawfirm.com Phone: (561) 998-0770 Office: Boca Raton, Florida #BocaRatonCarAccident #FloridaPIPLaw #HB837Florida #FloridaNoFault #EventDataRecorder #UninsuredMotoristCoverage #PalmBeachCarAccidentLawyer This content is for general information and is not legal advice. Past results do not guarantee a similar outcome. Every case is unique, and recoveries depend on the specific facts and circumstances involved. Chapters 00:00:00 How to File a Florida Car Accident Claim - Boca Raton Injury Law w. Michael Grife 00:00:58 What Should You Do at the Scene of a Florida Car Accident? 00:05:38 When Must a Florida Driver File HSMV Form 9001 After a Crash? 00:07:31 Why Is Florida's 14-Day PIP Rule the Most Important Deadline? 00:09:23 Where Should Boca Raton Crash Victims Get Medical Care After a Crash? 00:12:58 What Is the Event Data Recorder, and How Does It Make a Florida Claim? 00:16:38 How Does Florida's No-Fault PIP Insurance System Work? 00:20:23 When Can a Florida Crash Victim Sue the At-Fault Driver Directly? 00:22:43 How Did HB 837 Rewrite Florida Car Accident Law in 2023? 00:27:01 How Does the Florida Claim Process Work? PIP to Bodily Injury Demand 00:33:00 What Damages Can a Florida Car Accident Claimant Recover? 00:37:26 Why Is a Recorded Statement to the At-Fault Insurer So Dangerous? 00:40:32 How Does Social Media Destroy a Florida Car Accident Claim? 00:42:24 Why Is Signing a Broad Medical Authorization a Trap in Florida? 00:44:07 Why You Should Never Accept the First Settlement Offer in Florida 00:46:17 Why Do Gaps in Treatment Destroy a Florida PIP Claim? 00:48:57 Partial Fault and Recovery in Florida: Modified Comparative Fault 00:51:27 What Is the Florida Car Accident Statute of Limitations? HB 837 Two-Year Rule 00:53:14 How Is Fault Determined in a Florida Car Accident Case? 00:55:29 What Happens When the At-Fault Driver Is Uninsured in Florida? 00:58:55 Rideshare and Truck Crashes in Florida: Uber, Lyft, and Commercial Vehicles 01:02:02 How to Contact The Grife Law Firm in Boca Raton

How do you file a Florida car accident claim without making the mistakes that quietly destroy cases? Attorney Michael Grife of The Grife Law Firm in Boca Raton walks Abby Arnold through the full process: the scene, PIP, HB 837's 2023 rewrite, the claim sequence, and the errors insurance companies count on you to make. QUESTIONS ANSWERED IN THIS EPISODE: What should you do at the scene of a Florida car accident? When is a Florida driver required to file HSMV Form 9001? Why is Florida's 14-day PIP rule the most critical deadline? What evidence beyond photos - the event data recorder - makes or breaks a claim? How does Florida's no-fault PIP system work? When can a Palm Beach County crash victim sue the at-fault driver? How did HB 837 rewrite Florida car accident law in 2023? Why is a recorded statement to the at-fault insurer so damaging? How does social media destroy a Florida car accident claim? Can you recover if you were partly at fault under modified comparative fault? What is the Florida statute of limitations after HB 837? FLORIDA STATUTES: § 627.736 (PIP, 14-day rule), § 95.11 (two-year SOL under HB 837), § 768.81 (modified comparative fault, 51% bar), Art. 1 § 23 Fla. Const. (right of privacy). NOTABLE FROM THIS EPISODE: Michael Grife on the event data recorder: "If you don't hire a lawyer quickly, they're not gonna know to look for the event data recorder. And once the car gets totaled out and it winds up in a junkyard, bye-bye event data recorder." Michael Grife on social media: "Would you pay tens of thousands of dollars for the right to post on TikTok or Instagram? Of course you wouldn't. But after a car crash, it can cost you tens of thousands of dollars." Michael Grife on HB 837: "HB 837 was one of the most anti-consumer laws to ever be passed in Florida. But we're still winning, representing people with tremendous aggression, skill, and dedication." Free consultation: thegrifelawfirm.com Phone: (561) 998-0770 Office: Boca Raton, Florida #BocaRatonCarAccident #FloridaPIPLaw #HB837Florida #FloridaNoFault #EventDataRecorder #UninsuredMotoristCoverage #PalmBeachCarAccidentLawyer This content is for general information and is not legal advice. Past results do not guarantee a similar outcome. Every case is unique, and recoveries depend on the specific facts and circumstances involved. Chapters 00:00:00 How to File a Florida Car Accident Claim - Boca Raton Injury Law w. Michael Grife 00:00:58 What Should You Do at the Scene of a Florida Car Accident? 00:05:38 When Must a Florida Driver File HSMV Form 9001 After a Crash? 00:07:31 Why Is Florida's 14-Day PIP Rule the Most Important Deadline? 00:09:23 Where Should Boca Raton Crash Victims Get Medical Care After a Crash? 00:12:58 What Is the Event Data Recorder, and How Does It Make a Florida Claim? 00:16:38 How Does Florida's No-Fault PIP Insurance System Work? 00:20:23 When Can a Florida Crash Victim Sue the At-Fault Driver Directly? 00:22:43 How Did HB 837 Rewrite Florida Car Accident Law in 2023? 00:27:01 How Does the Florida Claim Process Work? PIP to Bodily Injury Demand 00:33:00 What Damages Can a Florida Car Accident Claimant Recover? 00:37:26 Why Is a Recorded Statement to the At-Fault Insurer So Dangerous? 00:40:32 How Does Social Media Destroy a Florida Car Accident Claim? 00:42:24 Why Is Signing a Broad Medical Authorization a Trap in Florida? 00:44:07 Why You Should Never Accept the First Settlement Offer in Florida 00:46:17 Why Do Gaps in Treatment Destroy a Florida PIP Claim? 00:48:57 Partial Fault and Recovery in Florida: Modified Comparative Fault 00:51:27 What Is the Florida Car Accident Statute of Limitations? HB 837 Two-Year Rule 00:53:14 How Is Fault Determined in a Florida Car Accident Case? 00:55:29 What Happens When the At-Fault Driver Is Uninsured in Florida? 00:58:55 Rideshare and Truck Crashes in Florida: Uber, Lyft, and Commercial Vehicles 01:02:02 How to Contact The Grife Law Firm in Boca Raton

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This episode is 1 hour and 11 minutes long.

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This episode was published on June 10, 2026.

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How do you file a Florida car accident claim without making the mistakes that quietly destroy cases? Attorney Michael Grife of The Grife Law Firm in Boca Raton walks Abby Arnold through the full process: the scene, PIP, HB 837's 2023 rewrite, the...

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