Final Quarter Tasks to Address before 2026

Education Center: https://bit.ly/4nAYbZ8  Meet with Us: https://bit.ly/42mJGPT  Tax Reduction Strategies: https://bit.ly/46ZgukF  Retirement Checklist: https://bit.ly/3KmBEAz  Sequence of Returns Risk and Why Timing Matters: https://bit.ly/3IyOQ4J  Missouri Bill Aims to Eliminate Capital Gains Tax: https://bit.ly/479Mjq3 Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1  Tax-Loss Harvesting vs. Tax-Gain Harvesting https://youtu.be/MzdDOzQEAg8?si=SWMsiEMjqHVoPD-k  Required Minimum Distribution Case Study https://youtu.be/_t7XTSfU1po?si=WQbwICah-l672l32  Sources: • Medicare Open Enrollment (Medicare.gov): https://www.medicare.gov/sign-up-change-plans/joining-a-health-or-drug-plan  • IRS on Tax-Loss Harvesting & Capital Gains: https://www.irs.gov/taxtopics/tc409  • IRS on Qualified Charitable Distributions (QCDs): https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-iras-distributions-withdrawals  • IRS 2025 Retirement Plan Contribution Limits (Note: Link reflects current data; will update when 2025 limits are finalized): https://www.irs.gov/newsroom/401k-limit-increases-to-23000-for-2024-ira-limit-rises-to-7000  • Vanguard on Rebalancing: https://investor.vanguard.com/investor-resources-education/portfolio-management/rebalancing-your-portfolio  • IRS on RMD Penalties (SECURE 2.0 Changes): https://www.irs.gov/retirement-plans/retirement-plan-and-ira-required-minimum-distributions-faqs  • Medicare IRMAA Parts B & D Surcharges (Medicare.gov): https://www.medicare.gov/your-medicare-costs/part-b-costs/part-b-premiums  • IRS Rules for Beneficiaries (SECURE Act): https://www.irs.gov/retirement-plans/plan- participant-employee/retirement-topics-beneficiary https://www.ssa.gov/oact/STATS/table4c6.html   __________________________________________ Investment advisory services offered through Modern Wealth Management, LLC, a investment adviser registered. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.